Physician Financial Management Services

Financial Management for Physicians

As a Physician CPA and a Certified Financial Planner, I understand the unique financial needs of physicians. Whether you’re still finishing your residency or you’re a partner in a fast-growing medical practice, you need flexible financing options to help you manage your personal and professional expenses. Physicians typically need financing for the following:

• Practice Sales and Purchases
• Starting a Medical Practice
• Commercial Real Estate Programs
• Practice Working Capital Funding
• New Equipment Purchase
• Technology Acquisition
• Home Mortgage
• Medical Office Financing
• Leasehold Improvement Financing
• Medical Malpractice Premium Financing
• Debt Consolidation
• Accounts Receivable Protection Lending
• Specialty Financing for Healthcare Entities (Such as Outpatient Ambulatory Surgical Centers)

Loan Features for Physicians

There are a wide range of loans and lines of credit available to physicians. Typical loan features should include the following:

• Fixed or Variable-Rate Pricing
• Generous Repayment Terms
• Interest-only Payment Options
• No Application or Origination Fees, No Prepayment Penalties, No Credit Life Insurance Requirements and No Hidden Charges
• Unsecured Physician Loans Designed to Meet the Special Credit Needs of Doctors Still In Training (In a Residency or a Fellowship Program) and Those Just Starting to Practice

Additional Financing Services

My medical practice financing services to physicians and their medical practices include the following:

• Recommend a Healthcare Lender Who Understands Physician Practice and the Healthcare Industry
• Preparation of Forecasts And Projections
• Review of Loan Proposals
• Negotiation With the Lender
• Loan Restructuring
• Review Additional Services Provided by Lender, Including Cash Management, Credit Card Account Management, Account Management, and Mobile Services
• Interface with Lender During Loan Service Period